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In page Zhu Ling (economist):

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Secondly, Zhu examines the operational mechanism of poverty-alleviation-loans, and draws on international experience and the effective informal system in rural China to propose improvement measures. Her research report was serialized in Journal of Financial Research, No. 6 and 7 of 1995; Her English papers written with colleagues from the Ministry of Agriculture and Kiel (fellow student in Germany), were being discussed in 1997 at the annual meeting of the International Society of Agricultural Economics[3][1] and at the poverty-reduction-policy seminar of Asian and African countries; the monograph "Credit System for the Rural Poor in China"[4] was published by the US Nova Science Publishers[citation needed] Company in 1997.