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In page 401(k):
"The tax breaks given for money invested in 401(k)s are only available to people who earn enough money to be able to save for retirement, and does nothing to help the lowest-income earners.[1] Households in the highest earning group saved enough to receive about 11 times more in retirement income.[2] This exacerbates existing income inequality, especially if these larger retirement savings are used for the benefit of children (for example to pay for a better education, or simply as inheritance).[citation needed]
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