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In page Deflation:
"A financial crisis in England in 1818 caused banks to call in loans and curtail new lending, draining specie out of the U.S.[citation needed] The Bank of the United States also reduced its lending. Prices for cotton and tobacco fell. The price of agricultural commodities also was pressured by a return of normal harvests following 1816, the year without a summer, that caused large scale famine and high agricultural prices.[6]
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