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In page Debit card:

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U.S. Federal law caps the liability of a U.S. debit card user in case of loss or theft at US$50 if the loss or theft is reported to the issuing bank in two business days after the customer notices the loss.[6] Most banks will, however, set this limit to $0 for debit cards issued to their customers which are linked to their checking or savings account.[citation needed] Unlike credit cards, loss or theft reported more than two business days after being discovered is capped at $500 (vs. $50 for credit cards), and if reported more than 60 calendar days after the statement is sent all the money in the account may be lost.[7]